Using the PEG framework with analyst consensus forward EPS growth of 21.8%, Fiserv, Inc. has a fair value of $176.78 based on NTM EPS (FY2026) of $8.13. The current PEG ratio is 0.32.
PEG < 1 = bargain, 1–1.5 = fair, > 2 = expensive.
PEG is most informative for high-growth companies — the PEG sweet spot.
| EPS Growth RateForward | 21.8% |
| Adjusted Growth (clamped 8–25%) | 21.8% |
| Fair P/E | 21.8x |
| NTM EPS (FY2026) | $8.13 |
| Fair Value | $176.78 |
| Period | EPS Est. | Growth | Analysts |
|---|---|---|---|
| FY2025 (actual) | $6.34 | — | — |
| FY2026E | $8.13 | +28.2% | 21 |
| FY2027E | $9.05 | +11.3% | 22 |
| FY2028E | $10.35 | +14.4% | 11 |
| FY2029E | $14.98 | +44.8% | 5 |
| FY2030E | $16.96 | +13.2% | 5 |
5Y Forward EPS CAGR: 21.8%
| Year | Net Income | EPS | YoY |
|---|---|---|---|
| FY2021 | $1.3B | $1.99 | — |
| FY2022 | $2.5B | $3.90 | +96.0% |
| FY2023 | $3.1B | $4.98 | +27.7% |
| FY2024 | $3.1B | $5.38 | +8.0% |
| FY2025 | $3.5B | $6.34 | +17.8% |
4Y Historical EPS CAGR: 33.6%
The PEG Fair Value uses the Price/Earnings-to-Growth framework. A stock is fairly valued when its P/E ratio equals its earnings growth rate (PEG = 1.0). This model adds dividend yield to the growth rate per the original PEGY formula.
Growth rate priority: analyst consensus forward EPS CAGR (when ≥ 3 analysts cover the stock), falling back to historical EPS CAGR. Using EPS rather than net income avoids distortion from share buybacks. The growth rate is clamped between 8% and 25% — below 8% would undervalue stable earners, while above 25% would overvalue unsustainable spikes.