Using the PEG framework with analyst consensus forward EPS growth of 23.3%, Fair Isaac Corporation has a fair value of $966.35 based on NTM EPS (FY2026) of $41.53. The current PEG ratio is 1.08.
PEG < 1 = bargain, 1–1.5 = fair, > 2 = expensive.
PEG is most informative for high-growth companies — the PEG sweet spot.
| EPS Growth RateForward | 23.3% |
| Adjusted Growth (clamped 8–25%) | 23.3% |
| Fair P/E | 23.3x |
| NTM EPS (FY2026) | $41.53 |
| Fair Value | $966.35 |
| Period | EPS Est. | Growth | Analysts |
|---|---|---|---|
| FY2025 (actual) | $26.54 | — | — |
| FY2026E | $41.53 | +56.5% | 14 |
| FY2027E | $52.98 | +27.6% | 14 |
| FY2028E | $61.27 | +15.7% | 12 |
| FY2029E | $66.97 | +9.3% | 10 |
| FY2030E | $75.54 | +12.8% | 6 |
5Y Forward EPS CAGR: 23.3%
| Year | Net Income | EPS | YoY |
|---|---|---|---|
| FY2021 | $392.1M | $13.40 | — |
| FY2022 | $373.5M | $14.18 | +5.8% |
| FY2023 | $429.4M | $16.93 | +19.4% |
| FY2024 | $512.8M | $20.45 | +20.8% |
| FY2025 | $651.9M | $26.54 | +29.8% |
4Y Historical EPS CAGR: 18.6%
The PEG Fair Value uses the Price/Earnings-to-Growth framework. A stock is fairly valued when its P/E ratio equals its earnings growth rate (PEG = 1.0). This model adds dividend yield to the growth rate per the original PEGY formula.
Growth rate priority: analyst consensus forward EPS CAGR (when ≥ 3 analysts cover the stock), falling back to historical EPS CAGR. Using EPS rather than net income avoids distortion from share buybacks. The growth rate is clamped between 8% and 25% — below 8% would undervalue stable earners, while above 25% would overvalue unsustainable spikes.