Using the industry peer median P/E Multiples multiple (trailing + forward), Central Plains Bancshares, Inc. Common Stock (CPBI) has a fair value of $15.12 based on 3 comparable companies in the Shell Companies industry.
USD in millions except Fair Price. Subject company highlighted.
| Mkt Cap ($M) | Trailing P/E | Forward P/E | |
|---|---|---|---|
| Central Plains Bancshares, Inc. Common StockCPBI | 67 | 18.2x | — |
| Bank of the James Financial Group, Inc. | 106 | 11.7x | — |
| First US Bancshares, Inc. | 90 | 16.1x | — |
| Income Opportunity Realty Investors, Inc. | 73 | 15.8x | — |
| Industry Median | 15.8x | — | |
| (*) Profit after tax | 4 | ||
| Equity Value | 58 | ||
| (/) Outstanding shares | 4 | ||
| Fair Price | $15 | ||
Using the industry peer median EV/EBITDA multiple (trailing + forward), Central Plains Bancshares, Inc. Common Stock (CPBI) has a fair value of $1,244.05 based on 3 comparable companies in the Shell Companies industry.
USD in millions except Fair Price. Subject company highlighted.
| Mkt Cap ($M) | Trailing EV/EBITDA | Forward EV/EBITDA | |
|---|---|---|---|
| Central Plains Bancshares, Inc. Common StockCPBI | 67 | 8.4x | 0.0x |
| Bank of the James Financial Group, Inc. | 106 | 6.9x | — |
| First US Bancshares, Inc. | 90 | 2.9x | 5.5x |
| Income Opportunity Realty Investors, Inc. | 73 | 12.4x | — |
| Industry Median | 6.9x | 5.5x | |
| (*) EBITDA | 5 | 1,704 | |
| = Enterprise Value | 31 | 9,407 | |
| (-) Net Debt | -29 | -29 | |
| Equity Value | 60 | 9,436 | |
| (/) Outstanding shares | 4 | 4 | |
| Fair Price | $16 | $2472 | |
Using the industry peer median EV/Revenue multiple (trailing + forward), Central Plains Bancshares, Inc. Common Stock (CPBI) has a fair value of $1,150.00 based on 4 comparable companies in the Shell Companies industry.
USD in millions except Fair Price. Subject company highlighted.
| Mkt Cap ($M) | Trailing EV/Revenue | Forward EV/Revenue | |
|---|---|---|---|
| Central Plains Bancshares, Inc. Common StockCPBI | 67 | 1.4x | 0.0x |
| Bank of the James Financial Group, Inc. | 106 | 1.4x | — |
| First US Bancshares, Inc. | 90 | 0.4x | 0.8x |
| Income Opportunity Realty Investors, Inc. | 73 | 11.6x | — |
| CID HoldCo, Inc. Common Stock | 6 | 1.2x | — |
| Industry Median | 1.3x | 0.8x | |
| (*) Revenue | 27 | 10,291 | |
| = Enterprise Value | 35 | 8,685 | |
| (-) Net Debt | -29 | -29 | |
| Equity Value | 64 | 8,714 | |
| (/) Outstanding shares | 4 | 4 | |
| Fair Price | $17 | $2283 | |
Using the PEG framework with historical EPS growth of 8.0%, the company has a fair value of $7.68 based on TTM EPS (FY2024) of $0.96. The current PEG ratio is 4.87.
PEG < 1 = bargain, 1–1.5 = fair, > 2 = expensive.
PEG tends to undervalue slow growers — consider dividend yield and asset value instead.
| EPS Growth RateHistorical | 3.7% |
| Adjusted Growth (clamped 8–25%)Clamped | 8.0% |
| Fair P/E | 8.0x |
| TTM EPS (FY2024) | $0.96 |
| Fair Value | $7.68 |
No analyst estimates available.
| Year | Net Income | EPS | YoY |
|---|---|---|---|
| FY2021 | $3.1M | $0.86 | — |
| FY2022 | $1.6M | $0.40 | -53.5% |
| FY2023 | $3.8M | $1.09 | +173.7% |
| FY2024 | $3.7M | $0.96 | -12.3% |
3Y Historical EPS CAGR: 3.7%
Using the Earnings Power Value framework with a WACC of 7.4% and normalized earnings of $7.3M, the company has a fair value of $33.21 per share. The EPV range is $28.89 – $39.72 based on WACC sensitivity (5.9% – 8.9%).
| Low | Selected | High | |
|---|---|---|---|
| Normalized Earnings | 7 | 7 | 7 |
| (/) WACC | 8.9% | 7.4% | 5.9% |
| Enterprise Value | 82 | 98 | 123 |
| (-) Net debt | -29 | -29 | -29 |
| Equity Value | 110 | 127 | 152 |
| (/) Outstanding shares | 4 | 4 | 4 |
| Fair Price | $28.89 | $33.21 | $39.72 |
Disclaimer: Sweet Value Lab provides estimated intrinsic values for informational purposes only. This is not financial advice. All models rely on assumptions that may not reflect future performance. Always do your own research before making investment decisions.